Bid Date: August 7, 2025 – 10 AM EST MIAC Analytics is pleased to announce the offering of scratch and dent residential mortgage loans. The seller is a non-bank originator. Investment Opportunity: Collateral Type: Residential Mortgage Loans Current UPB: $42,672,307 Average UPB: $346,929 WAC: 4.292% WAC FICO: 741 WA LTV: 73.08% WA DTI: 44.02% Loan… Read more »
Recent News
Recent News – Events, Industry News, Press Releases – MIAC Analytics
$92 Million RPL/NPL Whole Loan Sale – 901136
Bid Date: July 31, 2025 – 12 pm MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $92,263,305 Average UPB: $533,314 Geography: National WAC: 7.441% Loan Count:… Read more »
Residential MSR Market Update – July 2025
By Mike Carnes, Managing Director; Jennifer Howell, Managing Director; Nicholas Manolis, SVP – MIAC MSR Valuations Group Fair Market Value Update From end-of-month May to end-of-month June 2025, MIAC’s Primary 30-Year Mortgage Rate (C30 PMR) declined by approximately 27 basis points, while the benchmark earnings rate (5-Year SOFR) fell by roughly 18 basis points. These… Read more »
$3.4 Million Scratch and Dent Whole Loan Sale – 901135
Bid Date: July 23, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent residential whole loans. The seller is a non-bank originator whom MIAC has sold this type of collateral for in the past. Investment Opportunity: Collateral Type: Scratch and Dent Loans Delinquency: Performing Current UPB: $3,388,333 Average UPB: $242,024 WAC:… Read more »
$20.4 Million Scratch and Dent Whole Loan Sale – 901130
Bid Date: June 04, 2025 MIAC Analytics is pleased to announce the offering of scratch and dent loans. The seller is a non-bank mortgage lender. Investment Opportunity: Collateral Type: Scratch and Dent Loans Current UPB: $20,436,594 Average UPB: $378,455 WAC: 5.386% WA FICO: 728 WA LTV: 85.01% WA DTI: 50.02% Loan Count: 54 Find out… Read more »
Residential MSR Market Update – April 2025
By Mike Carnes, Managing Director; Jennifer Howell, Managing Director; Nicholas Manolis, SVP – MIAC MSR Valuations Group Fair Market Value Update From end-of-month February 2025 to end-of-month March 2025, MIAC’s primary 30-year mortgage rate (C30 PMR) remained essentially flat while earnings rate (SOFR 5Y) dropped by 9 basis points. Source: MIAC Analytics™ Source: MIAC Analytics™… Read more »
Monthly Whole Loan Pricing Report – February-March 2025
MIAC’s Whole Loan Trading Desk reviews agency pricing trends, Treasury yield movements, and liquidity conditions across whole loan asset classes and provides an overview of key market insights. Market Commentary Agency pricing strengthened in February, with the UMBS 5.5 rising from 98.83 on January 31st to 100.09 by month-end, reflecting a 1.275% price improvement. The… Read more »
Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices
In Volatile Times of Transition, the MSR Market Seeks to Help Safeguard Shareholder Value and Unlock its Potential We believe that the current landscape of the mortgage servicing rights (MSR) market reflects a dynamic interplay of volatility, risk, and opportunity. In this evolving environment, hedging can play a critical role in navigating risks while unlocking… Read more »
$61.8 Million RPL/NPL Whole Loan Sale – 801439
Bid Date: December 19, 2024 – 12 pm ET MIAC Analytics is pleased to announce the offering of non-bank-originated 1st lien residential mortgage loans. The seller is a non-bank lender. Investment Opportunity: Collateral Type: NQM Mortgage Loans Delinquency: Reperforming and Non-Performing Lien: 1st Liens Current UPB: $61,838,953 Average UPB: $515,324 Geography: National WAC: 7.974% Loan… Read more »
$10.7 Million Discounted Recreational Vehicle Loan Sale – 801425
Bid Deadline: December 5, 2024 MIAC Analytics is pleased to announce the offering of Mixed Performance, Motorcycle and other Recreational Vehicle loans. The seller is a credit union with a national footprint. The loans are being offered on an all-or-none basis. Investment Opportunity: Collateral Type: Motorcycles and Recreational Vehicles Product Type: Fixed Rate Current UPB:… Read more »